{"id":7908,"date":"2026-04-25T14:35:09","date_gmt":"2026-04-25T12:35:09","guid":{"rendered":"https:\/\/emccbelgium.org\/coach-professional-liability-insurance\/"},"modified":"2026-06-07T08:55:29","modified_gmt":"2026-06-07T06:55:29","slug":"coach-professional-liability-insurance","status":"publish","type":"page","link":"https:\/\/emccbelgium.org\/en\/coach-professional-liability-insurance\/","title":{"rendered":"COACH PROFESSIONAL LIABILITY INSURANCE"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n\n<div class=\"et_pb_heading_0 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--e3ri994kcg\"><div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_header\">COACH PROFESSIONAL LIABILITY INSURANCE<\/h1><\/div><\/div>\n\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>The profession of Professional Coach requires protection against professional risks. You may cause damage to a legal person (company) or a natural person (private individual) in the course of your professional activity. <\/p>\n<p>Such damage, fortunately infrequent though it may be, does exist and can be very significant. It is therefore essential to protect yourself with a <strong>professional liability insurance policy<\/strong> such as the <strong>RC COACH insurance<\/strong>. Your quality coaching will thus be backed by appropriate cover.  <\/p>\n<p>Since 2009, EMCC has developed such cover with a major insurance company, Ethias, in collaboration with broker DAP (Degauquier & Partners). In 2021, we decided to bring it back into the spotlight by renegotiating for you a cover <strong>with no deductible<\/strong> at a <strong>preferential rate<\/strong>. <\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_1 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--md7ihk4byc\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">What is covered by the RC COACH insurance?<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>This insurance covers the damage you may cause to your clients, service providers, employees, competitors and even consumer or business associations.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_2 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--md7ihk4byc\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Examples of sources of damage in the profession of professional coaching<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><ul>\n<li>Omission, oversight, inaccuracy<\/li>\n<li>Error of law, fact or judgement<\/li>\n<li>Failures in advisory, information, warning or cooperation obligations<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_3 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--md7ihk4byc\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Examples of cases in which you may rely on this insurance<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><ul>\n<li>During your work as a personal development coach, you make errors of judgement and your client files a complaint or claims compensation = &gt;This falls within the scope of your professional RC insurance<\/li>\n<li>During your work as a coach in a company, you breach your duty of confidentiality or, despite your advice and input, a manager does not improve and then resigns. As a result, the company takes legal action against you for the damage suffered. <\/li>\n<\/ul>\n<p>RC COACH (professional liability insurance for professional coaching) makes it possible to cover your services.<\/p>\n<p>For EMCC Belgium members, this is moreover an <strong>obligation<\/strong> specified in the <strong>Code of Ethics<\/strong> that every member undertakes to respect. It is mentioned in article 3.12: \"<em>Members must take out professional liability insurance covering their coaching, mentoring and supervision activities in the various countries where they practise<\/em>.\" (Global Code of Ethics, version 2.3) <\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_4 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--md7ihk4byc\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Terms negotiated for you<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><ul>\n<li>All damage combined (material, bodily and immaterial) - <strong>1,250,000 EUR<\/strong><\/li>\n<li><strong>Deductible - none<\/strong><\/li>\n<\/ul>\n<ul>\n<li>Bodily injury - <strong>1,250,000 EUR<\/strong><\/li>\n<li>Material damage - 125,000 EUR<\/li>\n<li><strong>Deductible - none<\/strong><\/li>\n<\/ul>\n<ul>\n<li>Civil defence + civil recourse: 12,500 EUR<\/li>\n<\/ul>\n<ul>\n<li>For EMCC Belgium members <strong>accredited EIA<\/strong>: <strong>100.00 EUR<\/strong> incl. VAT<\/li>\n<li>For <strong>other members<\/strong> of EMCC Belgium: <strong>130.00 EUR<\/strong> incl. VAT<\/li>\n<\/ul>\n<p><strong><a href=\"\"..\/..\/images\/doc\/Promoting_RC_Coach_FR.pdf\"\" target=\"\">Click here for a printable version of these brief explanations.<\/a><\/strong><\/p>\n<p><strong><a href=\"\"..\/..\/images\/doc\/Promoting_RC_Coach_FR.pdf\"\">Click here to obtain the subscription form for RC COACH insurance<\/a><\/strong><\/p>\n<p>The broker Degauquier & Partners will contact you personally to arrange this insurance.<\/p>\n<p>Each subscribing Coach will receive an individual contract from the insurance company Ethias, which alone shall have contractual value; the information provided on the website is purely indicative. Neither EMCC Belgium nor broker Degauquier & Partners may be held liable in any way.:<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_5 et_pb_heading et_pb_module et_flex_module preset--module--divi-heading--md7ihk4byc\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Contact<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>DEGAUQUIER & PARTNERS <br \/>Rue du Bergeant, -10 <br \/>7900 LEUZE-EN-HAINAUT <br \/>Tel: 069 661 129<\/p>\n<p>Contact us by email: <a href=\"notranslation\" cette=\"\" adresse=\"\" est=\"\" prot=\"\" contre=\"\" les=\"\" robots=\"\" spammeurs.=\"\" target=\"\"_blank\"\"><\/a><\/p>\n<p><em>Updated: 16\/02\/2021Mise \u00e0 jour: 16\/02\/2021<\/em><\/p>\n<\/div><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"class_list":["post-7908","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/pages\/7908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/comments?post=7908"}],"version-history":[{"count":2,"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/pages\/7908\/revisions"}],"predecessor-version":[{"id":7910,"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/pages\/7908\/revisions\/7910"}],"wp:attachment":[{"href":"https:\/\/emccbelgium.org\/en\/wp-json\/wp\/v2\/media?parent=7908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}